You make payments to a life insurance company, and they give your loved ones a payout if you pass away.

The person(s) who receives the policy proceeds if you pass away while your policy is in force.

Everyone’s needs are different. When purchasing coverage evaluate what you're buying for to determine how much you need.

Yes. You are able to choose multiple beneficiaries.

Permanent life insurance lasts for your whole life and typically has a cash value component.

It's a document that becomes part of the life insurance policy, which can provide additional coverage and benefits.

What life insurance covers can be answered in two ways: the expense it covers, and the types of dealths it covers.

If you’re married, have children or dependents, own a home, or own a business—you probably do.

It can depend on several factors, including your children’s age, your proximity to retirement, and your mortgage.

The lump-sum payment your beneficiary receives if you pass away. Generally, it’s not taxed.

No medical exams, level premiums, policy builds cash value, and guaranteed approval.

This policy option is best for people over the age of 65 years old.